This notice is from Baardy Micro Capital (Pvt) Ltd (“Baardy”, “we”), a microfinance institution licensed by the Reserve Bank of Zimbabwe. It covers the personal information you give us through this website. When you apply for a loan at a branch, you will be told there how the information in your application is used.
Legal
Privacy notice
What we collect through this website, why, who sees it, and the choices you have.
Baardy Micro Capital (Pvt) Ltd · Last updated
The short version
- We collect only what you type into our forms, plus a note of how you found us.
- Our staff use it to reply to you. We never sell it.
- The website never asks for your ID number, bank details or payslips.
- No advertising or tracking cookies. No analytics.
- You can ask to see, correct or delete what we hold.
01
What we collect
When you send an enquiry (the “Get in touch” form):
- your name and a phone or WhatsApp number
- your email address, if you choose to give it
- the loan or service you are asking about, and your nearest branch
- anything you write in the message box
When you apply for a job (the careers form):
- your name, phone number, and email address if you give one
- the role you are applying for, and any message you write
- your CV, as a PDF or Word file
How you found us. With an enquiry we also keep the first page of our site you visited, the website you came from, and any campaign tags on the link you followed (for example, that you clicked an offer we shared on Facebook). This tells us which of our offers and channels are worth running. It is stored with your enquiry, not as a profile of you.
The website never asks for your ID number, bank details, payslips or other documents. Those are handled in person at a branch when you apply for a loan.
02
Why we use it
To answer your enquiry: a member of our team calls, WhatsApps or emails you back, and your nearest branch helps you with your application. To consider your job application. And to understand, in general terms, which offers bring people to us. We do not use your details for marketing unless you ask us to.
03
Who sees it
Enquiries and job applications are emailed to our team and kept in our staff back office, which only signed-in staff can open. A CV can be read only by staff who handle applications. We share your information only with the companies that host this website and deliver its email, and only so they can do that, or where the law requires us to.
04
How long we keep it
Only as long as we need it for the purpose you gave it for. An enquiry that does not become a loan, and a job application that does not lead to a job, are not kept indefinitely. If you go on to become a customer, your information becomes part of your loan records, which we keep for as long as the law requires.
06
Your rights
Under Zimbabwe’s Cyber and Data Protection Act, you can ask us what information we hold about you, ask us to correct it, or ask us to delete it where we no longer need it. Contact us using the details beside this page and tell us what you would like. If you are not satisfied with how we handle your request, you can complain to the Postal and Telecommunications Regulatory Authority of Zimbabwe (POTRAZ), the data protection authority.
07
Changes to this notice
If we change how we handle your information, we will update this page and the date at the foot of it.