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Loans

Six loans, matched to how you earn

Each has its own range, term and paperwork, and every cost is in writing before you commit.

A produce market in Zimbabwe, the people Baardy lends to

Compare

The loans side by side

Your own limit is set when your application is assessed.

Amount, term and who each loan is for
Loan Amount Term Best for
Salary-Based Loans $2,500 – $150,000 1 to 12 months Salaried public and private-sector employees, and government pensioners
Educational Loans $1,000 – $50,000 3 to 12 months Parents, guardians and students funding school or tuition fees
Agricultural Loans $2,000 – $100,000 3 to 12 months Farmers and agricultural producers funding a season's inputs or production
Women Empowerment Loans $1,000 – $75,000 3 to 24 months Women entrepreneurs and women-led businesses
Youth Empowerment Loans $1,000 – $50,000 3 to 12 months Young entrepreneurs starting or growing a business
SME Bridging Finance $5,000 – $250,000 1 to 12 months SMEs, sole traders and cross-border traders needing working capital

Get started

Two answers, and we’ll call you back

A person from our team calls you. Applications are made in person at a branch, and nothing is committed until you see the full cost.

Prefer to talk now?

Baardy Micro Capital
Enquiry
1 Which loan?
Nearest branch

Salary-Based Loans · Harare branch Next: your name and number.