Women Empowerment Loans in Zimbabwe

Overview

Women run a large share of the small businesses that keep households and communities going, and are too often the last to be offered capital. This loan is designed to change that: financial support to promote entrepreneurship and strengthen livelihoods.

It is for women entrepreneurs and women-led businesses. Every application is read by a person, and the cost is in writing before you commit.

At a glance

Amount: $1,000 – $75,000
Term: 3 to 24 months
Decision: In one working day
Best for: Women entrepreneurs and women-led businesses

Your own limit is set when your application is assessed. A decision in one working day applies to complete applications.

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Quick answers

What is a women empowerment loan?

A women empowerment loan is financial support designed to promote entrepreneurship among women and strengthen livelihoods. Baardy Micro Capital, a licensed credit-only microfinance lender, offers it to women entrepreneurs and women-led businesses in Zimbabwe, and a person reviews every application.

Where can a woman entrepreneur get a loan in Zimbabwe?

At Baardy Micro Capital (Pvt) Ltd, in person at our Harare or Bulawayo offices. Bring your documents, and a person assesses your application. Complete applications get a decision within one working day, and the full cost is written down before you accept.

What documents do I need for a women empowerment loan?

Bring a valid national ID. If your application needs anything else, our team will tell you during appraisal.

Last reviewed 4 October 2026

Is it for you

What women empowerment loans are for

The purposes this loan is meant for, and the people it is meant for.

A woman running her own shop, serving a customer

You can use it for

Starting a business
Stock and working capital for a business you already run
Growing a shop, stall or service

It is meant for

Women entrepreneurs
Women-led businesses
Women starting out on their own

How to apply

Come in with your papers, leave with an answer

Applications are made in person, so you can ask questions and see everything in writing.

What to bring

A valid national ID

If your application needs anything else, our team will tell you during appraisal.

01

Visit a branch with your documents

Come in to our Harare or Bulawayo branch with your valid national ID, and anything else our team asks for.
02

Credit appraisal and approval

Our team assesses your application and supporting documents. Once it meets the required criteria, it moves forward to approval.
03

Loan disbursement

Once your loan is approved, the funds are disbursed to you according to the agreed terms.

Questions

Before you apply

If yours is not here, a person will answer it. Call us on +263 772 550 189.

01

Who can apply for women empowerment loans?

Women Empowerment Loans are for women entrepreneurs, women-led businesses and women starting out on their own. Applications are made in person at one of our branches, and a person reviews every one.

02

What do I need to bring?

Bring a valid national ID. If your application needs anything else, our team will tell you during appraisal.

03

How much can I borrow, and for how long?

Amounts for this loan range from $1,000 to $75,000, over 3 to 24 months. Your own limit is set during credit appraisal and depends on what your income or turnover can support. You see it in writing, with every fee and the total you will repay, before you accept.

04

How quickly will I get a decision?

Complete applications get a decision within one working day. An application that is missing documents takes longer, so it is worth bringing everything on your first visit.

05