Government employees
Public Service Commission employees, pensioners and non-pensioners.
About us
Proudly Zimbabwean, serving since 2015
A licensed microfinance lender for government employees, pensioners and small businesses.
Our story
Baardy Micro Capital (Pvt) Limited is a proudly Zimbabwean-owned and duly registered Microfinance Institution, established in 2015. We are committed to promoting financial inclusion, economic empowerment and sustainable development by providing accessible, convenient and responsible financial solutions to individuals, entrepreneurs and small businesses across both the public and private sectors in Zimbabwe.
We believe that access to appropriate financial services can play an important role in reducing poverty, strengthening livelihoods, creating employment, supporting entrepreneurship and promoting sustainable economic development. Through our lending solutions, we help customers access the capital they need to start and grow businesses, meet essential financial obligations and pursue opportunities that improve their livelihoods and economic well-being.
Who we serve
What sets every loan apart
Lending designed around how people in the public service, and in business for themselves, actually earn.
SMEs
Small and medium-sized businesses that need capital to start, run and grow.
Lending you can check
Every cost is in writing before you sign, and a person reviews every application.
On the register
Licensed, supervised and easy to check
Every figure here can be looked up on the Reserve Bank of Zimbabwe's public register.
- Years licensed and lending
- 11+
- RBZ licence number
- No. 658
- Loan products
- 6
- Offices you can walk into
- 2
Get started
Two answers, and we’ll call you back
A person from our team calls you. Applications are made in person at a branch, and nothing is committed until you see the full cost.
Prefer to talk now?